Wind is often an overlooked cause of property damage, especially for those who don’t live in an area affected by tropical storms. Even though storms are a common occurrence, they can cost a property owner thousands of dollars in damage if they are unprepared. Follow these common-sense tips when protecting your home and property against wind damage.
Preparing your Property
If you live on the coast it is recommended that you install roof bracing, hurricane plates, and straps. Even if you don’t live by an area directly affected by tropical storms, roof strengthening is always recommended. It is best to apply a moisture sealing foamed polyurethane sealing adhesive between the roof sheathing and rafters. This will protect the roof and prevent any water leaking into the structure. It is also recommended to replace or retrofit an existing garage door. This part of the structure is especially susceptible to high winds and you don’t want to risk losing parts. Similarly, windows and doors should be covered before a storm. Be sure to test and clean accordion and roller shutters. Doors should also be equipped with dead bolt security to ensure they do not blow off the property during high winds. Finally, make sure your belongings outside are safe from the strong winds. Patio furniture, garbage cans, plants, and other household items should be tied down or brought inside.
Identify your Insurance Policy
Every homeowner should properly evaluate a homeowners’ policy before committing to purchase. Unfortunately, some standard homeowners’ policies don’t include wind damage. The property owner is solely responsible for ensuring they have the proper coverage. If you feel that you live in an area that is susceptible to storms or hurricanes speak to your agent right away about their policies. Homes in areas affected by hurricanes are also required to pay a separate hurricane deductible. Depending on your state there will be certain criteria for the deductible to apply to your claim. For example, in New Jersey the hurricane deductible will only apply if the storm causes wind speeds of 74 mph. Hurricane deductibles and their triggers are mandated by the state and regulations will vary. Getting the proper information from your agent is a necessary step and will potentially save your structure. Homeowners must also make sure to keep a proper inventory of their belongings and note any improvements they’ve made to the property. Keeping proper records will assist your adjuster in paying you a fair compensation after a storm.
Hiring a Remediation Company
Hiring an IIRC Certified Remediation company near Philadelphia is recommended directly after a storm. A remediation company can dry your home and prevent any further damage. Remediation companies are trained in special drying and air circulation techniques. In addition, a remediation company near Cherry Hill, NJ can disinfect your home after a storm. Initially, water from storms is harmless, but can become a problem later if left untreated. If the water is left untreated for a few weeks it can easily become contaminated. Additionally, surfaces left undried will breed mold throughout your structure.
First Choice Restoration is up to date on the latest technology and techniques in the restoration industry. For more information and to learn how First Choice Restoration can mitigate your storm damage call 1-800-370-0770. Serving Philadelphia, PA, Burlington County, Gloucester County, Camden County, Maryland, New Jersey, and Delaware.